Closing the financial planning gender gap (BPT) - While it’s a bit of a stereotype to say men are from Mars and women are from Venus, when it comes to financial planning styles, the fact remains the sexes are worlds apart in their approach to saving and investing. Prudential Financial’s latest biennial study on the Financial Experience and Behaviors Among Wome...
One more use for your tax refund: Take control of your debt (BPT) - If you’re anticipating a tax refund this year, chances are you’ve already thought about how you’ll spend the money. Maybe you’ll pay bills, fund your summer vacation or treat yourself to something nice. Here’s one more excellent use for your tax refund: take control of your debt. From bolstering your savings to...
Retirement planning? Tips for getting the most out of Social Security (BPT) - The majority of Americans support continuing the Social Security program, even if they are decades away from drawing benefits, a 2010 survey by AARP found. Nevertheless, with the program’s future financial viability an ongoing subject of political debate, many people may undervalue the role Social Security can...
Preparing your credit profile for the spring real estate season (BPT) - When you are out shoveling snow and scraping ice off the car’s windshield, winter can seem like an eternity. Yet when it comes to your credit profile, house-hunting and the spring real estate season is just around the corner. “Warm weather will bring an increase in homes on the market and buyers shopping, so it...
Get the most from your mobile phone service (BPT) - With more than 320 million mobile phones in the country, it’s no surprise that most Americans say wireless phone access is so important that it would be the last item they would give up if money were tight. What may raise an eyebrow is what else they’re willing to cut to keep their mobile phones: cable TV, perso...
Five tips to get the best deal on the right tax software (BPT) - Finding the right tax software can be just as important to ensuring the best possible return as making sure you have all the necessary documents and information. And when you factor in all the different tax software products available and the associated costs, finding the right program can be just as complicated...
As high-tech holiday shopping surges, security becomes a priority (BPT) - Whether it’s at the mall, on a computer or on a smartphone, the holiday shopping season is here. As shoppers hunt down the most coveted items, the best deals and the most convenient ways to get them, where and how they shop is evolving. With the increasing ease of shopping online or on a mobile device, new conce...
Will your taxes go up in the new year? When the clock strikes midnight on December 31, 2012, many Americans will celebrate the arrival of a new year with streamers, confetti and a round of “Auld Lang Syne.” But when they wake up the next morning, January 1, 2013, they may not be as excited to learn that their federal taxes have increased. As things stand no...
How to get a discount on expensive health care prescriptions (BPT) - After Carol Vanderploeg’s family experienced a double-job loss last spring; she worried about affording the $1,300 average monthly cost of her husband’s epilepsy prescriptions. The couple only had enough pills to last a few months when they moved to Augusta, Ga., in search of new jobs. Even after finding anothe...
'Til death do us part, but how do you handle 'in sickness and in health'? (BPT) - Apparently “in sickness and in health” can mean different things to men and women. As the population ages and the need for extended health care increases, a recent nationwide omnibus survey of 1,005 American adults shows that men and women approach the issue of long-term care planning and insurance from differen...
Boomerang kids: When your empty nest fills up again (BPT) - With a slowly growing economy and a still sluggish job market, there has been a continued increase in children moving back home after having lived independently on their own. These so called “boomerang kids” are popping up more frequently and when this situation is managed improperly, it can cause serious tensio...
Smart credit card use for holiday shoppers (BPT) - What would holiday shopping be without credit cards? Using credit cards wisely can help you score some good deals, and offers a layer of consumer protection that cash and debit cards can’t. Still, if you get carried away with holiday spending, the season’s “Ho, ho, ho!” can turn into “Oh, oh, oh!” come January w...
